Shatanjay Sudha

Practical thinking about money, business, and long-term value.

Writing on finance, business judgment, leverage, and grounded decisions that compound over time.

Topic Finance

21 articles in Finance

person putting coin in a piggy bank

7 Smart Ways to Start Mutual Funds in India Without Feeling Confused

How to invest in mutual funds is one of the most common questions beginners ask when they want to grow their money but do not want to spend every day tracking stocks. If that sounds like you, you are not behind. You are actually starting from a sensible place. For a long time, I used to…

10 Aug 2025 9 min read
50/30/20 budget rule for monthly money planning in India

50 30 20 Budget Rule in India: 7 Smart Ways to Avoid Money Stress

50 30 20 budget rule in India is one of the easiest ways to manage money without making budgeting feel like punishment. I think that is why this rule works so well for normal people. It does not expect you to become a finance expert overnight. It does not ask you to track thirty categories every…

10 Aug 2025 10 min read
small money habits for long-term wealth building

First Million Lessons: 9 Powerful Truths That Can Save You Years of Money Mistakes

First Million Lessons rarely begin with money. They begin with habits, pressure, self-doubt, patience, and the quiet decisions nobody sees. Most people imagine the first million as a clean financial milestone. In reality, it is usually a long, uneven journey that changes the way you think before it changes your bank balance. In India, this idea…

16 Jul 2025 13 min read