Real Estate, Rent vs Buy & Big Purchase Prompts

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me decide whether renting or buying makes more sense for my current life stage and financial position.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me assess whether buying a home right now fits my finances, responsibilities, and near-term priorities.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me compare buying property now with waiting one to two years so I can judge whether patience improves the decision.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me evaluate a property pitch or recommendation in a more rational way before I commit serious capital.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. What is working well and should be kept
2. Where the current approach is drifting or underperforming
3. What the numbers or patterns are really saying
4. The highest-value adjustment to make next
5. A compact review checklist for the next cycle

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me calculate whether a property is truly affordable once all ownership costs and lifestyle consequences are included.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me compare a city apartment with a peripheral plot or land purchase in a way that reflects my actual goals.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me compare putting money into land or property with keeping more capital in financial assets.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me build a down payment strategy that balances speed, safety, and the need to keep enough liquidity.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me evaluate the rent-and-invest-the-difference approach in the context of my city, income, and priorities.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me audit the hidden costs of property ownership so I can judge the decision more honestly.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. What is working well and should be kept
2. Where the current approach is drifting or underperforming
3. What the numbers or patterns are really saying
4. The highest-value adjustment to make next
5. A compact review checklist for the next cycle

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me decide whether a family home purchase is timely or whether I am being pulled by timing pressure rather than readiness.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me compare under-construction and ready-to-move options in a way that reflects risk, liquidity, and real usage needs.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me decide whether a property I am considering is better viewed as self-use, investment, or something in between.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me think through relocation or career mobility risk before I lock myself into a property purchase.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. What matters most in this situation
2. Which assumptions or numbers need to be tested
3. The best comparison frameworks or scenarios to run
4. The key risks, tradeoffs, and missing information
5. A clear recommendation and the next calculation to do

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me review whether a property decision is crowding out investing, career moves, or other higher-priority goals.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me decide whether I should buy a new car, replace an old one, or continue with the current setup.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me evaluate a high-ticket gadget or lifestyle purchase so I know whether it is genuinely useful or mostly impulse.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me plan wedding-related or ceremony-related spending in a way that respects reality, family expectations, and longer-term finances.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me decide whether I should furnish a new place gradually or spend heavily upfront.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me separate genuine need from peer pressure or family pressure around a major purchase or upgrade.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me compare loan tenure options on a large purchase so I understand the cash-flow benefit versus long-term cost.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me build a pre-commitment checklist I should run before making any major purchase or property decision.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. What is working well and should be kept
2. Where the current approach is drifting or underperforming
3. What the numbers or patterns are really saying
4. The highest-value adjustment to make next
5. A compact review checklist for the next cycle

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me decide whether I should sell an existing asset before committing to a new major purchase or property.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me think through joint ownership of a property or large asset with a spouse, sibling, or family member.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. The real decision I am making beneath the surface
2. The assumptions and tradeoffs I need to test
3. The best alternatives or scenarios to compare
4. The main risks, opportunity costs, and red flags
5. A recommendation with the next step and review trigger

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.

Act as a practical thinking partner for real estate choices, rent versus buy thinking, and major purchase decisions. Help me run a stress test on a planned major purchase so I understand how the decision holds up if income, rates, or life circumstances change.

Keep the response educational, grounded, and honest. Do not make promises, do not pretend certainty where there is none, and show tradeoffs clearly.

If important context is missing, ask up to five focused clarifying questions before giving the full answer.

Then structure the response like this:
1. What is working well and should be kept
2. Where the current approach is drifting or underperforming
3. What the numbers or patterns are really saying
4. The highest-value adjustment to make next
5. A compact review checklist for the next cycle

Adapt the answer to my situation using these inputs:
- City, market context, and whether the decision is lifestyle or investment driven:
- Income, savings, debt, and down payment position:
- Expected timeline, flexibility, and family considerations:
- Property or purchase details under consideration:
- Alternative uses of the same capital:
- The major choice I am trying to evaluate:

Where relevant, include rough numbers to estimate, assumptions to challenge, and a short checklist I can use to act on the answer.